Our loan interest rates range from 8.95% to 19.95% (fixed term rates).<\/p>\n
Rates depend on the loan amount, loan term and what security is used.<\/p>\n
*We do secured loans only. A secured loan is when a valuable asset such as a motor vehicle is used as security against a loan. If you fail to make repayments on a secured loan, we have the ability to repossess the valuable asset to sell and the proceeds of the sale used to cover the outstanding balance of the loan.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bottom_padding=”2%” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text]\n
Administration Fees – $100 for loans up to 1 year<\/p>\n
Administration Fees – $200 for loans over 1 year<\/p>\n
Credit Check Fee – $30 for single applicant<\/p>\n
Credit Check Fee – $50 for joint applicants (including Co-borrower or Guarantor)<\/p>\n
Personal Property Securities Register (PPSR) Lodgement Fee – $20<\/p>\n
Personal Property Securities Register (PPSR) Amendment Fee – $10 (if applicable)<\/p>\n
Vehicle Report Fee – $10 (if applicable)[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bottom_padding=”2%” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text]\n
In the event of a default in payment and while the default continues you must pay the default interest charges. In the event of a breach of the contract or on the enforcement of the contract, the default fees listed below are payable. CWA Finance may vary the below fees and charges.<\/p>\n
The annual default interest rate is 5% per annum, charged on the overdue daily balance from the time that you fall into financial default until you are no longer in financial default, and calculated by multiplying the overdue balance at the end of the day by the daily default interest rate. The daily default interest rate is calculated by dividing the annual default interest rate by 365. Default interest is charged to your account depending on the payment frequency set.<\/p>\n
“Overdue Reminder” Correspondence Fee – $5.00 per correspondence sent<\/p>\n
WE DO NOT CHARGE ANY EARLY SETTLEMENT FEE OR BULK PAYMENT FEE<\/u><\/strong>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":" [vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bg_color=”#f7f7f7″ scene_position=”center” top_padding=”6%” bottom_padding=”6%” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” id=”pricing” row_name=”Pricing” overlay_strength=”0.95″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none”…<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-6640","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/pedantic-poincare.3-106-145-193.plesk.page\/index.php\/wp-json\/wp\/v2\/pages\/6640","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pedantic-poincare.3-106-145-193.plesk.page\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pedantic-poincare.3-106-145-193.plesk.page\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pedantic-poincare.3-106-145-193.plesk.page\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pedantic-poincare.3-106-145-193.plesk.page\/index.php\/wp-json\/wp\/v2\/comments?post=6640"}],"version-history":[{"count":14,"href":"https:\/\/pedantic-poincare.3-106-145-193.plesk.page\/index.php\/wp-json\/wp\/v2\/pages\/6640\/revisions"}],"predecessor-version":[{"id":6707,"href":"https:\/\/pedantic-poincare.3-106-145-193.plesk.page\/index.php\/wp-json\/wp\/v2\/pages\/6640\/revisions\/6707"}],"wp:attachment":[{"href":"https:\/\/pedantic-poincare.3-106-145-193.plesk.page\/index.php\/wp-json\/wp\/v2\/media?parent=6640"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}